The Customer Experience

Success Stories

“After performing a comprehensive analysis of our existing employee benefits plan, and a thorough market survey, CCBISI presented programs that met all of our specifications and reduced our overall employee benefit program outlay by more than 20%. CCBISI has consistently demonstrated in-depth and up-to-date knowledge of the employee benefits field.”
- Human Resource Director, Medical Center

Current Legislation

Medical Loss Ratio Requirements

Products • Group Products

Benefits are complex and costs are skyrocketing. To better meet your goals and objectives, it is important to work with a broker who can be your strategic partner and advisor every step of the way. Our broad portfolio includes the following types of products:

Employee Group Benefits

  • Medical
    • Indemnity
    • EPO (Exclusive Provider Organization)
    • PPO (Preferred Provider Organization)
    • HMO (Health Maintenance Organization)
    • POS (Point of Service)
    • Consumer Driven Health Plans
    • Health Reimbursement Accounts (HRA)
      • Health Savings Accounts (HSA)
  • Dental
    • Indemnity
    • PPO
    • DMO
  • Vision
  • Life Insurance
  • Accidental Death and Dismemberment (AD&D)
  • Disability Insurance
    • Short Term Disability Insurance
    • Long Term disability Insurance
  • Employee Assistance Plans (EAP)
  • Travel Accident insurance
  • Chiropractic care plans
  • Acupuncture plans
  • Retirement Plans
  • Flexible Spending Accounts (Section 125)
  • Commuter benefit plans (Section 132)
  • COBRA Administration
  • 401(k) Plans
  • 529 College Savings Plans
  • Voluntary Benefits
    • Life insurance
    • Dental
    • Long Term Care
    • Accident
    • Cancer
    • Hospital
  • Pre paid legal service
  • Health and Wellness programs

Executive Benefits

At California Creative Benefits, we know how important it is to protect and retain key employees that help you compete. We offer benefits programs built to maximize the level of coverage for your company’s most vital asset – your key personnel and their families

  • Key Person Insurance (life and disability insurance)
  • Deferred Compensation Insurance
  • Buy/Sell Insurance
  • Executive Benefit plans
  • Pension Fidelity Bond

International Benefits

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